10 Best Travel Insurance for Canada from India 2022

Canada is a North American country, attracts many tourists around the year. Travel insurance for Canada covers unforeseen expenses while travelling in Canada. Though visitors don’t need to get travel insurance, it acts as a protective shield. 

A travel insurance policy comes in handy to a policyholder when things go wrong on a trip. The policy covers expenses related to medical emergencies, accidental death, stolen luggage, etc

travel insurance for canada from india
Travel insurance for Canada from India

Table of Contents

Many insurance companies in Australia, Brasil (Português), Canada, Japan, New Zealand, Portugal, United Kingdom, United States, and the UK offers a good travel insurance policy. Also in India, Insurance providers offer different policies that suit the unique needs of different people.

10 Best companies that provide visitors travel insurance for Canada from India are:-

  1. HDFC ERGO
  2. ICICI Lombard
  3. Royal Sundaram
  4. GoDigit.com
  5. Bajaj Allianz
  6. TATA AIG
  7. Care Insurance
  8. Blue Cross
  9. SOTC
  10. India Insurance
10 best Indian Insurance for Canada
10 best Indian Insurance for Canada

HDFC ERGO Canada travel insurance

What’s Covered?

 Medical Coverage Non-Medical Coverage
Emergency Medical ExpensePersonal Liability
Emergency Dental ExpenseHelp during Financial Emergency
Medical EvacuationAllowance for the Distress caused by Hijack
Cash Allowance for Hospital Flight Delay
Body and Medical RepatriationHotel Accommodation
Accidental deathLoss of Personal Document/Baggage
Permanent disabilityLoss of Checked-In Baggage
 Delay of Checked-In Baggage
HDFC ERGO Canada travel insurance coverage 

What’s Not Covered?

  1. Breach of Law
  2. Intoxicant substance consumption
  3. Pre-Existing disease
  4. Treatment for obesity/cosmetic
  5. Self-Inflicted Injuries

Premium Amount for Canada travel insurance from India

A traveller needs to pay a premium of ₹1176= ₹997=179 (GST) on the insured amount of $100000.

Read Best Travel Insurance for Australia from India

ICICI Lombard Canada travel insurance

What’s Covered?

 Medical Cover Non-Medical Cover
Medical Evacuation CostChecked-In Baggage Loss and Delay
Dental TreatmentPolitical Risk and Catastrophic Evacuation
Repatriation of RemainsCompassionate Visits
Daily Hospitalization AllowanceLoss of Passport
Personal Accident ExpenseTrip Interruption and Cancellation
Accidental DeathEmergency Cash advance
Personal LiabilitiesTrip Delay
 Bounced Booking
 Emergency Cash Advance and Hotel Extension
 Missed flights
 Hijack Allowance
 Home Insurance
 Return of Minor
 Value-Added Services
ICICI Lombard Canada travel insurance coverage 

What’s Not Covered?

Pre-Existing Medical Diseases

Premium Amount of travel insurance for Canada from India

The premium of ₹1100 pay by a single traveller on an insured amount of $1,00,000.

Royal Sundaram Canada travel insurance

What’s Covered?

 Medical Cover Non-Medical Cover
Cover for Personal AccidentPassport Loss
Repatriation of RemainsHijack Benefit
Cover for Medical EmergencyDelay in Trip Reimbursements
Personal LiabilityLoss and Delay of Luggage
Dental Expense 
Accidental Dismemberment 
Royal Sundaram Canada travel insurance coverage

What’s Not Covered?

  1. Claim for Pre-Existing Diseases
  2. Self-Inflicted Injuries
  3. Suicide Attempt
  4. Act of Terrorism

Premium Amount

A single traveller will pay ₹1479.72 as a premium on an insured amount of $100000.

GoDigit Canada travel insurance

What’s Covered?

Basic Option

 Medical Cover Non-Medical Cover
Accidental treatmentDelay in Checked-In baggage
Emergency accidental evacuationLoss of Checked-In baggage
Emergency medical treatmentLoss of passport 
Emergency medical evacuation 
Personal accident 
Accidental disability and death 
GoDigit Canada travel insurance coverage – Basic Option

Comfort Option

 Medical Cover Non-Medical Cover
Accidental treatmentDelay in Checked-In baggage
Emergency accidental evacuationLoss of Checked-In baggage
Emergency medical treatmentLoss of passport 
Emergency medical evacuationCancellation of trip
Personal accidentCarrier delay
Expense disability and deathMissed connection
Cash allowance dailyEmergency cash
Dental treatmentEmergency extension of the trip
 Trip abandonment
 Bail bond
 Personal liability 
GoDigit Canada travel insurance coverage – Comfort Option

Premium Amount of travel insurance for Canada from India

On an insured amount of $100000, a traveller needs to pay a premium of ₹608.

Bajaj Allianz Canada travel insurance

What’s Covered?

 Medical Cover Non-Medical Cover
Medical expenseTrip delay
Medical repatriationTrip cancellation
Personal accidentTrip curtailment
Daily hospital allowanceEmergency cash allowance
 Home burglary
 Loss of passport
 Loss of Checked-In luggage
 Plane hijack
Bajaj Allianz Canada travel insurance coverage

What’s Not Covered?

  1. Medical evacuation
  2. Emergency dental expense
  3. Loss of laptop
  4. Bail bond
  5. Coverage for death
  6. Accident of sponsor
  7. Reimbursement of tuition fee
  8. Expenses for treatment of pre-existing disease
  9. Self-inflicted harm

Premium Amount of travel insurance for Canada from India

For a single traveller, the premium amount on travel insurance to Canada is ₹1064 + ₹192 (GST)= ₹1256 on an insured amount of $2,00,000.

India to Canada
India to Canada

TATA AIG Canada travel insurance

What’s Covered?

 Medical Cover Non-Medical Cover
Medical emergencyDelay in baggage
Medical evacuationLoss of baggage
Accidental deathLoss of passport
RepatriationCurtailment of trip
Covid-19 coverageTrip cancellation
 Missed flights
 Bounced booking
 Hijack
TATA AIG Canada travel insurance coverage

What’s Not Covered?

  1. Charges incurred at the hospital for which confinement is necessary
  2. Expenses of items for personal convenience and comfort
  3. Services of a medical practitioner outside his expertise
  4. Doctor’s fee (if the doctor is an immediate relative of the insured)

Premium Amount of travel insurance for Canada from India

A premium of ₹1564 must be paid by the traveller on an insured amount of $100000.

Care travel insurance for Canada from India

What’s Covered?

 Medical Cover Non-Medical Cover
Emergency hospitalizationDelay in trip
Coverage for Covid-19Trip cancellation
Accidental hospitalizationInterruption in trip
Expenses for a pre-existing illnessLoss of passport
Treatment in the home countryLoss of Checked-In baggage
Medical evacuationBusiness-class up-gradation
The accidental death of common carrierCover for return of the minor child
Personal liability 
Care travel insurance for Canada from India coverage

What’s Not Covered?

  1. Dental treatment
  2. Dental surgery
  3. Treatment for illness or defects related to birth
  4. Therapy for replacement of hormones
  5. Treatment for obesity and services related to weight management
  6. Expenses related to medical treatment (if it’s the sole reason for travel)
  7. Treatment that can delay until the person reaches his home country

Premium Amount for Canada travel insurance from India

On the insured amount of ₹100000, the traveller has to pay a premium of ₹428.

Blue Cross Canada travel insurance

What’s Covered?

 Medical Cover Non-Medical Cover
Doctor’s feePassport Loss
Prescribed drugsLoss of Checked-In baggage
Fee for hospitalization in a semi-private roomAccommodation and meals expense (if delayed for a medical emergency)
Emergency repatriation 
Emergency dental treatment 
Blue Cross Canada travel insurance coverage

Premium Amount of travel insurance for Canada from India

The total insurance cost at Blue Cross is $612.05.

SOTC Canada travel insurance

What’s Covered?

 Medical Cover Non-Medical Cover
Medical expenseLoss of Checked-In baggage
 Loss of passport
 Delay in trip
 Financial emergency
 Personal accident
SOTC Canada travel insurance coverage

Premium Amount of travel insurance for Canada from India

A single traveller pays a premium of ₹1617= ₹1370+₹247 (GST) on an insured amount of $100000.

India Insurance Canada travel insurance

What’s Covered?

 Medical Cover Non-Medical Cover
Repatriation expensesDelay in trip
Dental expensesPassport loss
Medical evacuationTrip cancellation
Accidental deathLoss of baggage
Pre-existing conditionMissed connection
 Delay in baggage
 Curtailment of trip
India Insurance Canada travel insurance coverage

Premium Amount of travel insurance for Canada from India

The traveller pays ₹251 as a premium on an insured amount of $100000. 

Travel Insurance for Canada
Travel Insurance for Canada

Read IRCTC travel insurance policy

Canada travel insurance General Claim process & Procedure

Travel insurance protects against unfortunate and unforeseen circumstances that might occur while travelling. The following steps are generally followed to claim travel insurance. 

Inform the insurer (insurance company)

The insurer must contact the company as soon as possible to send a claim form. They might email this form to speed up the process. Insurance companies normally attach the claim form of policy documents.

Filling the Form

The claim form should be carefully read and filled. It’s advisable to keep a duplicate of the filled form with yourself. 

An insurer must keep important Documents and ready

Travellers must keep all the documents with them while travelling. The documents need to be handed to the insurance company to claim the policy. 

Informing the Police

In case of theft, the police must contact immediately. The insurance company asks for the FIR copy or case registration number to authenticate the claim. 

Travel Insurance Cost for Students for Canada

Students can buy travel insurance if they wish to stay in Canada to pursue their studies. For a single traveller (student), the premium amount on travel insurance to Canada is ₹1254 + ₹226 (GST)= ₹1480 (approx) on an insured amount of $1,00,000.

Students Travel Insurance for Canada
Students Travel Insurance for Canada

5 Facts about Canada

  1. Canada’s coastline (243,000 km) is the longest in the world. A person walking at a 20 km/hr pace would take 33 years to travel along Canada’s coastline. 
  2. Canada houses more lakes than the combined lakes of the rest of the world. Lake Huron, Lake Superior (Ontario), and Great Bear Lake (Northwestern Territories) are the largest lakes.
  3. Many oldest known rocks of the world are found here. Geologists discovered a 4.28 billion old rock on the Eastern shore of Hudson Bay (northern Quebec).
  4. Canada’s Dead Sea is Exists. Lake Little Manitou (Saskatchewan) contains 180,000 mg per liter of salt that makes it buoyant. 
  5. Six Canadian cities, Montreal, Vancouver, Calgary, Toronto, Ottawa, and Edmonton, have over 1 million population. 

10 Best Places To Visit In Canada

  1. Horseshoe Falls (Niagara Falls Canada side)
  2. Whistler town
  3. Quebec city Toronto
  4. CN Tower
  5. Royal Ontario Museum
  6. St John’s House
  7. Moraine Lake and Banff National Park
  8. Fairmont Le Château Frontenac
  9. Capilano Suspension Bridge Park
  10. The Butchart Gardens
Niagara Falls
Niagara Falls

Entry Essentials to Canada

Travellers must have a valid Canadian visa to enter the Canadian borders and arrange the visa before travelling to Canada. Students flying down to Canada to pursue their studies need a valid study permit. A work permit must be arranged from the Embassy/consulates (Kolkata, Mumbai) of Canada before working there. Travellers are advised to get travel insurance to ensure safety before applying for a visa. 

5 Types of Canadian Visa

Five types of Canadian visas are offered to travellers based on the purpose of travel.

  1. Work permit
  2. Study permit
  3. Temporary resident/visitor visa
  4. Super visa
  5. Transit visa

Documents Required for Canadian Visa

  • Passport size photographs
  • Duly filled application form
  • Copy of passport’s 1st and last page
  • Return flight tickets

Best Time to Visit Canada

The fall (Autumn) months from September to November is the best time to visit Canada. It’s the most favourable time as the weather is neither hot nor cold and not overcrowded with tourists. The place buzzes with pumpkin, apple, and wine festivals this season. 

If travellers want to enjoy the snow and engage in skiing, winter (December-March) is the best time to visit Canada. 

Best Time to Visit Canada
Best Time to Visit Canada

5 Best things to do in Canada

  1. People can travel, hike, trek, or paddle around the gorgeous National Park of Canada. A visit to Niagara Falls will provide a once-in-a-lifetime experience to travelers. 
  2. Travelers can paddle around lake Louise, Lake Moraine, and Lake Emerald and capture beautiful photographs. 
  3. National Parks like Jasper National Park (Alberta), Fathom Five National Marine Park (Ontario), and Gross Morne National Park (island of Newfoundland) are famous.
  4. You can enjoy road trips. Canada has diverse and extensive coastlines and terrains. The two popular routes are Icefields Parkway (Alberta) and The Cabot Trail (East Coast). 
  5. Travelers can enjoy adventure sports like zip lining in British Columbia. 

Indian Embassy in Canada

Canada has three main Indian Embassies.

  • Consulate General of India (Toronto). Ph No: +1 416-960-0751.
  • Consulate General of India (Vancouver). Ph No: +1 604-662-8811.
  • High Commission of India (Ottawa). Ph No: +1 613-744-3751.

Is travel insurance important for Canada?

Travel insurance for Canada isn’t necessary. However, travellers might get themselves insured to cover any unforeseen expenses. 

How much travel insurance is needed by travellers for Canada?

It’s advisable to get travel insurance of at least $1,00,000 while travelling to Canada. 

Can I travel to Canada without health insurance?

Yes, travellers can travel to Canada without health insurance.

Is Indian health insurance valid in Canada?

Health insurance providers in India don’t cover overseas treatment in their policy. 

Can travel insurance be purchased after booking?

Yes, you can purchase Canada travel insurance, after the trip booking is done.

Can you purchase travel insurance even with a pre-existing condition?

Travel insurance can be purchased even if the traveller is suffering from a pre-existing condition. However, expenses related to such conditions will not be covered by the policy. 

In Canada, do tourists get free healthcare?

No, tourists in Canada will not get free healthcare services.

I suffer from hypertension/diabetes. Can I buy travel insurance?

Travel insurance can be bought even if you are suffering from hypertension/diabetes. However, expenses for such pre-existing diseases will not be covered by the policy. 

Is pre-policy medical checkup mandatory for travel insurance?

Insurance companies don’t need a pre-policy health checkup while providing travel insurance. 

Is travel insurance for immigrants to Canada from India necessary?

Immigrants from India can travel to Canada without travel insurance.

What is the travel insurance cost for Canada from India?

For a single traveller, the premium amount on travel insurance to Canada is ₹1064 + ₹192 (GST)= ₹1256 (approx) on an insured amount of $2,00,000.

What is the health insurance in Canada for international students?

For international students, health insurance in Canada depends upon location and insurance providers. On average, the health insurance ranges between $600 to $900. 

Is travel insurance compulsory for travelling to India?

No, it’s not mandatory to have travel insurance for travelling to India.

Name the best travel insurance for Canada?

The best travel insurance plan differs for different travellers. For example, while travelling with family, a family travel insurance plan is the best. Read the article; all are described along with the price.

Is travel insurance Canada for students necessary?

No, students don’t need to get travel insurance while travelling to Canada.

How to purchase travel insurance for Canada?

A travel insurance policy can be bought either online or offline. The official website of different insurance providers can be visited and compared before purchasing a policy. 

Is travel insurance from Canada to India mandatory?

No, while travelling to India from Canada, travel insurance is not mandatory.

Name the best travel insurance for Indian parents visiting Canada?

Indian insurance providers like Tata AIG, Religare, ICICI Lombard, etc., are best for Indian parents travelling to Canada. 

Name the best travel insurance for Indian parents visiting the USA?

INF provides the best travel insurance plan for Indian parents visiting the USA. Their policy even covers pre-existing ailments.

Name the best travel insurance for Indian parents visiting the UK?

Atlas America, Beacon America, and Patriot America Plus provide the best and most popular travel insurance plans for Indian parents visiting the UK.

What is the best travel insurance from India to Canada?

Companies like Aditya Birla, Bajaj Allianz, HDFC ERGO, and Digit Travel provide the best travel insurance from India to Canada. 

Is travel insurance necessary for Canadian tourist visas?

No, travel insurance is not mandatory for obtaining tourist visas to Canada.

Name the best travel insurance for senior citizens in Canada?

The best travel insurance for senior citizens covers pre-existing diseases. It must also cover life, disability, and health. These policies must provide 24/7 assistance, a trip cancellation facility, and help if the luggage is stolen or delayed. Check those companies online.

What is the best travel insurance to be purchased in Canada?

The dream vacation of every individual is different. Thus, the best travel insurance to buy in Canada will best suit a traveller’s unique travelling needs.

Which company provides the best travel insurance in Canada?

The best travel insurance companies in Canada are Allianz Canada, Blue Cross, CAA, and World Nomads. 

Name the best travel insurance provider for IEC Canada?

Cigna and BestQuote provide the best travel insurance for IEC Canada.

Name the best travel insurance for pregnancy?

The best travel insurance policy for pregnant women covers hospitalization expenses (pre and post), delivery expenses, transportation and vaccination charges, pre and postnatal expenses, cover for babies with a congenital disorder, etc. You can tally those insurance companies online.

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