10 Best Travel Insurance for Canada from India 2024
Canada is a North American country that attracts many tourists annually. Travel insurance for Canada covers unforeseen expenses while travelling in Canada. Though visitors don’t need travel insurance, it is a protective shield.
A travel insurance policy comes in handy to a policyholder when things go wrong on a trip. The policy covers expenses related to medical emergencies, accidental death, stolen luggage, etc.
Tips:- Buying a Canadian Insurance Policy when you reach Canava is good. The Indian policies may create issues in settlement due to overseas problems. When you leave India, buy a small policy; when you reach Canada, take a full cover policy to avoid any hassles.
10 Top Travel Insurance for Canada from India
Many insurance companies in Australia, Brazil (Português), Canada, Japan, New Zealand, Portugal, the United Kingdom, the United States, and the UK offer a good travel insurance policy. Also, in India, Insurance providers offer different policies that suit the unique needs of different people.
The 10 Best companies that provide visitors travel insurance for Canada from India are:-
- HDFC ERGO
- ICICI Lombard
- Royal Sundaram
- GoDigit.com
- Bajaj Allianz
- TATA AIG
- Care Insurance
- Blue Cross
- SOTC
- India Insurance
HDFC ERGO Canada travel insurance
What’s Covered?
| Medical Coverage | Non-Medical Coverage |
| Emergency Medical Expense | Personal Liability |
| Emergency Dental Expense | Help during Financial Emergency |
| Medical Evacuation | Allowance for the Distress caused by Hijack |
| Cash Allowance for Hospital | Flight Delay |
| Body and Medical Repatriation | Hotel Accommodation |
| Accidental death | Loss of Personal Document/Baggage |
| Permanent disability | Loss of Checked-In Baggage |
| Delay of Checked-In Baggage |
What’s Not Covered?
- Breach of Law
- Intoxicant substance consumption
- Pre-Existing disease
- Treatment for obesity/cosmetic
- Self-Inflicted Injuries
Premium Amount for Canada travel insurance from India
A traveller needs to pay a premium of ₹1176= ₹997=179 (GST) on the insured amount of ₹100000.
Read Best Travel Insurance for Australia from India
ICICI Lombard Canada travel insurance
What’s Covered?
| Medical Cover | Non-Medical Cover |
| Medical Evacuation Cost | Checked-In Baggage Loss and Delay |
| Dental Treatment | Political Risk and Catastrophic Evacuation |
| Repatriation of Remains | Compassionate Visits |
| Daily Hospitalization Allowance | Loss of Passport |
| Personal Accident Expense | Trip Interruption and Cancellation |
| Accidental Death | Emergency Cash advance |
| Personal Liabilities | Trip Delay |
| Bounced Booking | |
| Emergency Cash Advance and Hotel Extension | |
| Missed flights | |
| Hijack Allowance | |
| Home Insurance | |
| Return of Minor | |
| Value-Added Services |
What’s Not Covered?
Pre-Existing Medical Diseases
Premium Amount of travel insurance for Canada from India
The premium of ₹1100 is paid by a single traveller on an insured amount of $1,00,000.
Royal Sundaram Canada travel insurance
What’s Covered?
| Medical Cover | Non-Medical Cover |
| Cover for Personal Accident | Passport Loss |
| Repatriation of Remains | Hijack Benefit |
| Cover for Medical Emergency | Delay in Trip Reimbursements |
| Personal Liability | Loss and Delay of Luggage |
| Dental Expense | |
| Accidental Dismemberment |
What’s Not Covered?
- Claim for Pre-Existing Diseases
- Self-Inflicted Injuries
- Suicide Attempt
- Act of Terrorism
Premium Amount
A single traveller will pay ₹1479.72 as a premium on an insured amount of $ 100,000.
GoDigit Canada travel insurance
What’s Covered?
Basic Option
| Medical Cover | Non-Medical Cover |
| Accidental treatment | Delay in Checked-In baggage |
| Emergency accidental evacuation | Loss of Checked-In baggage |
| Emergency medical treatment | Loss of passport |
| Emergency medical evacuation | |
| Personal accident | |
| Accidental disability and death |
Comfort Option
| Medical Cover | Non-Medical Cover |
| Accidental treatment | Delay in Checked-In baggage |
| Emergency accidental evacuation | Loss of Checked-In baggage |
| Emergency medical treatment | Loss of passport |
| Emergency medical evacuation | Cancellation of trip |
| Personal accident | Carrier delay |
| Expense disability and death | Missed connection |
| Cash allowance daily | Emergency cash |
| Dental treatment | Emergency extension of the trip |
| Trip abandonment | |
| Bail bond | |
| Personal liability |
Premium Amount of travel insurance for Canada from India
On an insured amount of $100000, a traveller needs to pay a premium of ₹608.
Bajaj Allianz Canada travel insurance
What’s Covered?
| Medical Cover | Non-Medical Cover |
| Medical expense | Trip delay |
| Medical repatriation | Trip cancellation |
| Personal accident | Trip curtailment |
| Daily hospital allowance | Emergency cash allowance |
| Home burglary | |
| Loss of passport | |
| Loss of Checked-In luggage | |
| Plane hijack |
What’s Not Covered?
- Medical evacuation
- Emergency dental expense
- Loss of laptop
- Bail bond
- Coverage for death
- Accident of sponsor
- Reimbursement of tuition fee
- Expenses for treatment of pre-existing disease
- Self-inflicted harm
Premium Amount of travel insurance for Canada from India
For a single traveller, the premium on travel insurance to Canada is ₹1064 + ₹192 (GST)= ₹1256 on an insured amount of $2,00,000.
TATA AIG Canada travel insurance
What’s Covered?
| Medical Cover | Non-Medical Cover |
| Medical emergency | Delay in baggage |
| Medical evacuation | Loss of baggage |
| Accidental death | Loss of passport |
| Repatriation | Curtailment of trip |
| Missed flights | |
| Bounced booking | |
| Hijack |
What’s Not Covered?
- Charges incurred at the hospital for which confinement is necessary
- Expenses of items for personal convenience and comfort
- Services of a medical practitioner outside his expertise
- Doctor’s fee (if the doctor is an immediate relative of the insured)
Premium Amount of travel insurance for Canada from India
The traveller must pay a premium of ₹1564 on an insured amount of ₹100,000.
Care travel insurance for Canada from India
What’s Covered?
| Medical Cover | Non-Medical Cover |
| Emergency hospitalization | Delay in trip |
| Trip cancellation | |
| Accidental hospitalization | Interruption in trip |
| Expenses for a pre-existing illness | Loss of passport |
| Treatment in the home country | Loss of Checked-In baggage |
| Medical evacuation | Business-class up-gradation |
| The accidental death of common carrier | Cover for return of the minor child |
| Personal liability |
What’s Not Covered?
- Dental treatment
- Dental surgery
- Treatment for illness or defects related to birth
- Therapy for the replacement of hormones
- Treatment for obesity and services related to weight management
- Expenses related to medical treatment (if it’s the sole reason for travel)
- Treatment that can be delayed until the person reaches his home country
Premium Amount for Canada travel insurance from India
The insured amount of ₹100000, the traveller has to pay a premium of ₹428.
Blue Cross Canada travel insurance
What’s Covered?
| Medical Cover | Non-Medical Cover |
| Doctor’s fee | Passport Loss |
| Prescribed drugs | Loss of Checked-In baggage |
| Fee for hospitalization in a semi-private room | Accommodation and meals expense (if delayed for a medical emergency) |
| Emergency repatriation | |
| Emergency dental treatment |
Premium Amount of travel insurance for Canada from India
The total insurance cost at Blue Cross is ₹612.05.
SOTC Canada travel insurance
What’s Covered?
| Medical Cover | Non-Medical Cover |
| Medical expense | Loss of Checked-In baggage |
| Loss of passport | |
| Delay in trip | |
| Financial emergency | |
| Personal accident |
Premium Amount of travel insurance for Canada from India
A single traveller pays a premium of ₹1617= ₹1370+₹247 (GST) on an insured amount of ₹100000.
India Insurance Canada travel insurance
What’s Covered?
| Medical Cover | Non-Medical Cover |
| Repatriation expenses | Delay in trip |
| Dental expenses | Passport loss |
| Medical evacuation | Trip cancellation |
| Accidental death | Loss of baggage |
| Pre-existing condition | Missed connection |
| Delay in baggage | |
| Curtailment of trip |
Premium Amount of travel insurance for Canada from India
The traveller pays ₹251 as a premium on an insured amount of ₹100000.
Read the IRCTC travel insurance policy
Canada Travel Insurance General Claim Process & Procedure
Travel insurance protects against unfortunate and unforeseen circumstances that might occur while travelling. The following steps are generally followed to claim travel insurance.
Inform the insurer (insurance company)
The insurer must contact the company as soon as possible to send a claim form. They might email this form to speed up the process. Insurance companies normally attach the claim form of policy documents.
Filling the Form
The claim form should be carefully read and filled out. It’s advisable to keep a duplicate of the filled form with yourself.
An insurer must keep important Documents ready
Travellers must keep all the documents with them while travelling. The documents must be handed to the insurance company to claim the policy.
Informing the Police
In case of theft, the police must contact them immediately. The insurance company asks for the FIR copy or case registration number to authenticate the claim.
Travel Insurance Cost for Students in Canada
Students can buy travel insurance if they want to pursue their studies in Canada. For a single traveller (student), the premium amount on travel insurance to Canada is ₹1254 + ₹226 (GST)= ₹1480 (approx) on an insured amount of ₹1,00,000.
5 Facts about Canada
- Canada’s coastline (243,000 km) is the longest in the world. Walking at a 20 km/hr pace would take 33 years to travel along Canada’s coastline.
- Canada houses more lakes than the combined lakes of the rest of the world. Lake Huron, Lake Superior (Ontario), and Great Bear Lake (Northwestern Territories) are the largest lakes.
- Many of the oldest known rocks of the world are found here. Geologists discovered a 4.28 billion-year-old rock on the Eastern shore of Hudson Bay (northern Quebec).
- Canada’s Dead Sea Exists. Lake Little Manitou (Saskatchewan) contains 180,000 mg per litre of salt, which makes it buoyant.
- Six Canadian cities, Montreal, Vancouver, Calgary, Toronto, Ottawa, and Edmonton, have over 1 million population.
10 Best Places To Visit In Canada
- Horseshoe Falls (Niagara Falls, Canada side)
- Whistler town
- Quebec City Toronto
- CN Tower
- Royal Ontario Museum
- St John’s House
- Moraine Lake and Banff National Park
- Fairmont Le Château Frontenac
- Capilano Suspension Bridge Park
- The Butchart Gardens
Entry Essentials to Canada
Travellers must have a valid Canadian visa to enter the Canadian borders and arrange the visa before travelling to Canada. Students flying to Canada to pursue their studies need a valid study permit. Before working there, a work permit must be arranged from the Embassy/consulates (Kolkata, Mumbai) of Canada. Travellers should get travel insurance to ensure safety before applying for a visa.
5 Types of Canadian Visa
Five types of Canadian visas are offered to travellers based on the purpose of travel.
- Work permit
- Study permit
- Temporary resident/visitor visa
- Super visa
- Transit visa
Documents Required for Canadian Visa
- Passport size photographs
- Duly filled application form
- Copy of passport’s 1st and last page
- Return flight tickets
Best Time to Visit Canada
The fall (Autumn) months from September to November are the best time to visit Canada. It’s the most favourable time as the weather is neither hot nor cold and not overcrowded with tourists. The place buzzes with pumpkin, apple, and wine festivals this season.
If travellers want to enjoy the snow and engage in skiing, winter (December-March) is the best time to visit Canada.
5 Best Things to Do in Canada
- People can travel, hike, trek, or paddle around the gorgeous National Park of Canada. A visit to Niagara Falls will provide a once-in-a-lifetime experience for travellers.
- Travellers can paddle around Lake Louise, Lake Moraine, and Lake Emerald and capture beautiful photographs.
- National Parks like Jasper National Park (Alberta), Fathom Five National Marine Park (Ontario), and Gross Morne National Park (island of Newfoundland) are famous.
- You can enjoy road trips. Canada has diverse and extensive coastlines and terrains. Icefields Parkway (Alberta) and The Cabot Trail (East Coast) are popular routes.
- Travellers can enjoy adventure sports like zip lining in British Columbia.
Indian Embassy in Canada
Canada has three main Indian Embassies.
- Consulate General of India (Toronto). Ph No: +1 416-960-0751.
- Consulate General of India (Vancouver). Ph No: +1 604-662-8811.
- High Commission of India (Ottawa). Ph No: +1 613-744-3751.
Is travel insurance important for Canada?
Travel insurance for Canada isn’t necessary. However, travellers might get themselves insured to cover any unforeseen expenses.
How much travel insurance is needed by travellers in Canada?
It’s advisable to get travel insurance of at least $1,00,000 while travelling to Canada.
Can I travel to Canada without health insurance?
Yes, travellers can travel to Canada without health insurance.
Is Indian health insurance valid in Canada?
Health insurance providers in India don’t cover overseas treatment in their policies.
Can travel insurance be purchased after booking?
Yes, you can purchase Canada travel insurance after booking the trip.
Can you purchase travel insurance even with a pre-existing condition?
Travel insurance can be purchased even if the traveller suffers from a pre-existing condition. However, the policy will not cover expenses related to such conditions.
In Canada, do tourists get free healthcare?
No, tourists in Canada will not get free healthcare services.
I suffer from hypertension/diabetes. Can I buy travel insurance?
Travel insurance can be bought even if you are suffering from hypertension/diabetes. However, the policy will not cover expenses for such pre-existing diseases.
Is a pre-policy medical checkup mandatory for travel insurance?
Insurance companies don’t need a pre-policy health checkup while providing travel insurance.
Is travel insurance for immigrants to Canada from India necessary?
Immigrants from India can travel to Canada without travel insurance.
What is the travel insurance cost for Canada from India?
For a single traveller, the premium on travel insurance to Canada is ₹1064 + ₹192 (GST)= ₹1256 (approx) on an insured amount of ₹2,00,000.
What is the health insurance in Canada for international students?
For international students, health insurance in Canada depends upon location and insurance providers. On average, the health insurance ranges between $600 to $900.
Is travel insurance compulsory for travelling to India?
No, it’s not mandatory to have travel insurance for travelling to India.
Name the best travel insurance for Canada.
The best travel insurance plan differs for different travellers. For example, a family travel insurance plan is the best while travelling with a family. Read the article; all are described along with the price.
Is travel insurance in Canada for students necessary?
No, students don’t need to get travel insurance while travelling to Canada.
How to purchase travel insurance for Canada?
A travel insurance policy can be bought either online or offline. The official website of different insurance providers can be visited and compared before purchasing a policy.
Is travel insurance from Canada to India mandatory?
No, travel insurance is not mandatory while travelling to India from Canada.
Name the best travel insurance for Indian parents visiting Canada.
Indian insurance providers like Tata AIG, Religare, ICICI Lombard, etc., are best for Indian parents travelling to Canada.
Name the best travel insurance for Indian parents visiting the USA.
INF provides the best travel insurance plan for Indian parents visiting the USA. Their policy even covers pre-existing ailments.
Name the best travel insurance for Indian parents visiting the UK.
Atlas America, Beacon America, and Patriot America Plus provide the best and most popular travel insurance plans for Indian parents visiting the UK.
What is the best travel insurance from India to Canada?
Companies like Aditya Birla, Bajaj Allianz, HDFC ERGO, and Digit Travel provide the best travel insurance from India to Canada.
Is travel insurance necessary for Canadian tourist visas?
No, travel insurance is not mandatory for obtaining tourist visas to Canada.
Name the best travel insurance for senior citizens in Canada.
The best travel insurance for senior citizens covers pre-existing diseases. It must also cover life, disability, and health. These policies must provide 24/7 assistance, a trip cancellation facility, and help if the luggage is stolen or delayed. Check those companies online.
What is the best travel insurance to be purchased in Canada?
The dream vacation of every individual is different. Thus, the best travel insurance to buy in Canada suits a traveller’s unique travelling needs.
Which company provides the best travel insurance in Canada?
The best travel insurance companies in Canada are Allianz Canada, Blue Cross, CAA, and World Nomads.
Name the best travel insurance provider for IEC Canada.
Cigna and BestQuote provide the best travel insurance for IEC Canada.
Name the best travel insurance for pregnancy.
The best travel insurance policy for pregnant women covers hospitalization expenses (pre and post), delivery expenses, transportation and vaccination charges, pre and postnatal expenses, coverage for babies with a congenital disorder, etc. You can tally those insurance companies online.
