16 Safest and Cheapest Places to live in UK 2023

The unique culture of England, Wales, and Scotland made the United Kingdom perfect. Sometimes the name Great Britain refers to the entire United Kingdom. Every year a massive number of people travel from different places come and stay here. So finding the cheapest places to live in the UK is always continued.

The United Kingdom is friendly to all. London is the capital of the UK and has the world’s leading commercial financial and cultural centers. Many International job seekers and students come to the UK every year. The world’s top museums, art galleries, and music venues are there.

The UK is a witness to ancient history. It’s because many castles, historic houses, parks, and gardens attract tourists.

Public transport is the best and most affordable way of travel in England, and trains are the fastest and most convenient medium for travelling. London is a famous historical city in the UK, and the valuation agency’s head office is here.

Many regional accents are found in the United Kingdom. Teachers and host families speak clear English to students, and local accents are also friendly. As the United Kingdom is diverse, people talk in different English accents.

16 Low Cost of Living Cities and Cheapest Places to Live in UK (Students and Families)

The UK is a nice place to live. People come here to study and find a job. A master’s degree student spends around 5000 to 30000 GBP per year on tuition fees. Because of the diverse culture in the UK, it has become an excellent place to stay. But where is the cheapest place to live in the UK? We find the 16 cheapest places in the UK to stay.

1. Durham

Location: Northeast England.

Climate: Durham lies 32m above sea level. The temperature feels pleasant. The months between December to February are winter in Durham. The average daytime temperature lies from 6C to 7C and an increase to 19C in July. The average summer temperature stays around 15C.

Cost of Living: Durham is a popular, affordable place in England. Durham is the cheapest place to live in England for students. Durham has many good law schools and universities. Living, eating, and entertainment are reasonable here.

The average rent of a 1BHK apartment is £650 in the city and £360 outside the city. The basic utility costs around £235 per month. The monthly travel pass is available at £55.

Average Income: £26K PA

Local Attractions:

• Durham Castle
• Cathedral
• Botanic Gardens
• Oriental Museum
• Wharton Park
• Durham Cathedral
• Seaham Food Festival in Durham

2. Belfast

Location: Northern Ireland.

Climate: Belfast lies 12m above sea level. The environment feels mild, and February is the coldest month. The average temperature stays around 3C and increases to 17C in July. The average summer temperature stays between 10C-12C. Most rainfall occurs in October.

Cost of Living: Belfast is an affordable place for students. A 1 BHK apartment costs around £400 in the city and £280 outside the city. Many inexpensive grocery stores, laser treatment clinics, restaurants like Buba, etc. Bus and Metro services connect the entire city. Many car hire service is available at Belfast airport. You can take a whole-day ticket for £6.50 to roam around, and a monthly travel pass costs £58.

Average Income: £27K PA

Local Attractions:

• Titanic Belfast
• Belfast City Hall
• Belfast Castle
• Ulster Museum

3. Leicester

Location: East Midlands region of England.

Climate: Leicester lies 58m above sea level. Winter stays in Leicester from December to February. The average temperature stays between 1C-7C, and summer starts in June. The average summer temperature hovers around 17C. Most rainfall occurs in October.

Cost of Living: Leicester is another cheapest place to live in the UK. A 1BHK apartment costs around £730 in the city and £535 outside the city. Monthly utility bills are approx £112 for a person, and international students can get accommodation for £83 per week.

You will find cheap transportation in the city. The student pass is available for £29. Meals and entertainment costs are also affordable. Leicester is one of the safest cities in the UK to live in.

Average Income: £26K PA

Local Attractions:

• National Space Centre
• Bradgate Park
• Abbey Park
• Leicester Cathedral

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4. Stirling

Location: Central Scotland.

Climate: Stirling is 14m above sea level. Summer is fantastic, and winter is long in Stirling with cloudy weather. The average winter temperature stays around 2C, and the climate becomes warm in May. The average summer temperature lies between 10C-15C. November is the month of rain in Stirling.

Cost of living: Staying at Stirling is an excellent choice for students. 1 BHK costs around £475 in the city and £416 outside the city. The essential utility would come to around £213 per month for a 1 BHK apartment. The monthly travel pass costs nearly £73. Gasoline, clothing, and restaurant prices are low—fast-growing healthcare technology found in Stirling.

Average Income: £26K PA

Local Attractions:

• Stirling Castle
• Holy Rude
• Stirling old town Jail
• The National Wallace Monument
• St Columba’s church Stirling

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5. Lancaster

Location: Northwest England

Climate: Lancaster lies 31m above sea level. Winter starts in Lancaster in December and lasts till February. The average temperature hovers between 2C-3C, and the weather becomes warm in March. The average summer temperature stays between 5C-15C and can rise to 19C in July.

Cost of living: Lancaster is the best affordable city in the UK. The average monthly rent is around £567 in the town and £440 outside the city—an average Utility bill costs around £172. Local transportation is cheap in Lancaster, and there is an £80 monthly pass to travel inside the city. Student accommodation in Lancaster is available at a reasonable cost. Local restaurants and markets are not so expensive.

Average Income:  £24K PA

Local Attractions:

• Lancaster Castle
• Williamson Park
• Lancaster Canal
• Ashton Memorial

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6. Cardiff

Location: Capital of Wales.

Climate: Cardiff lies 13m above sea level. The temperature in Cardiff falls from November. An average winter temperature lies between 4C-7C. The outside environment becomes warm in April, and the average summer temperature hovers between 9C-16C. August is the warmest month in Cardiff.

Cost of Living: Cardiff is one of the best affordable cities in the UK. A 1 BHK apartment costs around £663 in the city, and outside is £504. The basic Utility bill comes to around £202. Sports, entertainment, and transportation costs are low. There is a monthly pass of £53 to travel inside the city.

The great hall and Aberdare hall in Cardiff are popular among students. Many lectures, freshers, fayres, and exhibitions happened there. Cardiff high street is famous for shopping, and Cardiff is a safe place for travellers in the UK.

Average Income:  £27K PA

Local Attractions:

• Cardiff Castle
• Caerphilly Castle
• Principality Stadium
• Castell Coch
• Newman hall Cardiff

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7. Newcastle

Location: On the River Tyne of Northeast England.

Climate: Newcastle is situated almost 11m above sea level. A little cold from June to August and pleasant weather all over the year. The average winter temperature hovers around 12C-13C, and the weather becomes warm in September. The average summer temperature stays between 19C-23C. 

Cost of living: Newcastle is an affordable city to live in with excellent medical care. 1 BHK apartment costs around £650 in the town and £474 outside. The primary utility bill costs an average of £130 per month. Restaurants, entertainment, and fitness clubs are available in an affordable range.

Transportation costs are cheap in Newcastle. There is a £60 monthly pass available to travel inside the city. Famous student accommodations/houses are found in Newcastle Trinity square and the Jesmond area.

Average Income:  £27K PA

Local Attractions:

• Angel of the North
• Gateshead Millennium Bridge
• Beamish, the Living Museum of the North
• Baltic Centre for Contemporary Art

8. Coventry

Location: Central England

Climate: Coventry is almost 91m above sea level, and the weather feels mild in the city. Winter starts in December and lasts till February, with temperatures around 3C-4C. Summer begins in May average temperature lies between 10C-16C, and July is the warmest month.  

Cost of Living: Coventry is the cheapest and best student city. Rent for 1 BHK costs around £655 to the town and £530 outside the city. The basic utility bill costs about £181 per month. Local markets are also cheap, and transportation costs are in an affordable range. A monthly travel pass costs around £51 inside the city. Many Students stay at the Priory Hall dormitory at a low price. Coventry is also one of the safest places to live in the UK.

Average Income:  £30K PA

Local Attractions:

• Coventry Cathedral
• Herbert Art Gallery & Museum
• War Memorial Park
• National Trust-Baddesley Clinton
• Coventry Transport Museum

9. Warwick

Location: West Midlands region of England.

Climate: Warwick is situated 54m above sea level, and the weather is warm. Summer stays in Warwick from May to October, and the average temperature stays between 11C-16C. Winter starts in December, and the average temperature stays between 3C-4C in the winter months.

Cost of Living: Warwick is comparatively cheap to live in. A 1 BHK apartment costs about £767 in the city and £658 outside the city. The monthly utility bill is £134 on average. Sports, leisure, and fitness clubs are in an affordable range.

It’s the least expensive place to live in England. Essential groceries are available in the local markets at a reasonable rate. Local transportation cost is affordable. The monthly travel pass costs around £125 inside the city.

Average Income: £30K PA

Local Attractions:

• Warwick Castle
• St. John’s House
• Jephson Gardens
• St. Mary’s Church

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10. Lincoln

Location: English East Midlands.

Climate: Lincoln is at 66m above sea level, and the weather is warm in Lincoln. Summer stays from May to October, and temperatures can vary between 11C-17C. Winter lasts between November and February, and the average winter temperature is between 1C-4C.

Cost of Living: Lincoln is another cheapest place to live in the UK. A 1 BHK apartment approx £616 in Foster street and £471 outside the city. The essential utility would cost £135 on average.

There are childcare and preschools inside the town with an average price range. Beautiful restaurants, local markets, and clothing stores are available at a minimal cost. Transportation is cheap inside the city, and the monthly travel pass costs nearly £52.

Average Income: £25K PA

Local Attractions:

• Lincoln Cathedral
• Lincoln Castle
• Museum of Lincolnshire Life
• Lincoln Medieval Bishops’ Palace

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11. Nottingham

Location: Central England’s Midland region.

Climate: Nottingham city is 51m above sea level, and the weather is good here. Summer starts in May and stays till October; the average temperature stays between 12C-17C, and the climate becomes cool in November. The average temperature stays between 2C-4C.

Cost of Living: Nottingham is known as the “Queen of the Midlands.” The cost of living is affordable here—a 1 BHK apartment costs around £610 in the city and £472 outside the city. The basic utility bill comes to about £156 for a month. Fitness clubs, sports, cinemas, and childcare are in an affordable range.

Affordable student houses are found in Lenton. Many houses offer stairlift facilities in Nottingham. Transportation is cheap in Nottingham, and the monthly pass costs about £56 to travel inside the city. Nottingham currently has four Michelin-starred restaurants; check this article.

Average Income: £27K PA

Local Attractions:

• Nottingham Castle
• National Justice Museum
• City of Caves
• Nottingham National History Museum

12. Liverpool

Location: Northwest of England.

Climate: Liverpool city lies 24m above sea level, and the weather is pleasant inside the town. Winter stays in Liverpool from January to February, and the average temperature remains around 3C. Summer starts in May, and the average temperature stays between 11C-16C.

Cost of Living: Liverpool is an affordable city to live in in the UK. A 1 BHK apartment in Liverpool costs nearly £655 in Great Newton street, Liverpool and £490 outside the city—the average utility bill costs around £158 per month.

Transportation costs are cheap in Liverpool and the monthly travel pass costs around £65. Budget hotels, fitness centres, and grocery stores are available locally.

Average Income: £26K PA

Local Attractions:

• Royal Albert Dock Liverpool
• The Beatles Story
• Liverpool Cathedral
• Tate Liverpool

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13. Manchester

Location: Northwest of England.

Climate: Manchester city is 48m above sea level, and you can find a mild climate here. Between December to March is Winter in Liverpool. The average winter temperature is 1C-3C, and summer starts in May and ends in September. The average summer temperature in Manchester is 9C-21C.

Cost of Living: Living cost is affordable in Manchester. A 1 BHK apartment costs around £830 in the city and £548 outside the city. The primary utility bill costs about £125. Transportation cost is affordable in Manchester. There is a monthly travel pass of £70 inside the city. Preschools and primary schools are available in Manchester city. Many good restaurants are found here.

Average Income: £29K PA

Local Attractions:

• Old Trafford
• The Lowry
• The Whitworth
• Manchester Museum

14. Birmingham

Location: West Midlands region of England.

Climate: Birmingham lies 141m above sea level, and the outside environment feels mild and pleasant. Winter in Birmingham stays from November to March, and the average temperature stays between 0C-3C. Summer starts in April and lasts until October, and the average temperature is 7C-17C.

Cost of Living: Living cost is affordable in Birmingham. A 1 BHK apartment costs around £766 in the city and £580 outside. The basic monthly utility bill is approx £142. Fitness clubs, cinemas, and pre-paid schools are inside the city. Transportation is cheap in Birmingham, and a monthly travel pass is available for only £65.

Average Income: £29K PA

Local Attractions:

• Cadbury World
• Birmingham Museum & Art Gallery
• Black Country Living Museum
• High Street
• Birmingham Botanical Gardens

Read 14 Best Michelin Star Restaurants in Birmingham

15. Norwich

Location: Norfolk County in England.

Climate: Norwich lies 17m above sea level and has a mild climate. Winter starts in December and lasts till March; the average temperature stays between 0C-3C. Summer starts in April, and the average temperature lies between 6C-18C.

Cost of Living: Norwich is an affordable city in the UK. A 1 BHK apartment costs around £598 in the town and £500 outside the main city. The basic monthly utility costs approx £140. Local markets are nearby, and grocery prices are low. 

Norwich is affordable in terms of transportation costs. A one-way ticket costs £2.43, and a monthly travel pass is available for £87. Reepham Food Festival in Norfolk is a unique attraction here.

Average Income: £26K PA

Local Attractions:

• Norwich Cathedral
• Felbrigg Hall
• Norwich Castle Museum & Art Gallery
• Sainsbury Centre for Visual Arts 

16. Derry or Londonderry in Northern Ireland

Location: Northern Ireland

Climate: Derry is 54 m above sea level and has a cool, oceanic climate. Winter prevails from December to February. January is the coldest month, with the lowest average temperature being 6C. June to August are the summer months with frequent rains. The average temperature remains around 11C – 18C. July is the warmest month.

Cost of Living: Derry has been named the U.K’s most affordable place to live for three years in a row by Halifax. It’s Northern Ireland’s second-largest city too. A 1 BHK apartment rent is about £464 in the city and £405 on the outskirts. The average utility cost for one is £87. Grocery and transportation costs are about 20% less than in London. 

You can also avail fitness centres and sports facilities at a low price. The monthly travel pass costs £24. It’s smaller in the area and thus has a solid and safe community.

Average Income: £33K PA

Local Attractions:

• City Walls
• Museum of Free Derry
• Peace Bridge
• Guildhall

List of most affordable places to live in the UK

Cheapest and Best places to live in London

London is the most charming city in the United Kingdom. However, the cost of living is expensive in London, and almost 30% of gross annual income is considered affordable for rent. Finding the best value accommodation within this price range is also challenging.

The average house worth to income ratio in London is around 8.35 approx. Food prices, transport costs, and basic lifestyles are costly in London. However, there are some cheap and best places in the central area.

London is also counting the top gambling cities in the UK, most popular online casinos are there. London Liverpool Street is famous for its office area, and owners offer offices to rent here.

Read

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Here are the lists of Cheapest and Best places to live in London

1. Bexley
2. Acton
3. Sutton
4. Croydon
5. Bromley
6. Havering

1. Bexley

Bexley is the London Borough of South East London. The average rent in Bexley is almost £1,007 a month. There are good value homes in areas such as Bexley health, Sidcup, Erith, and Crayford. The primary Transport connections are rail services.

2. Acton

Acton is a district of west London. The average rent in Acton is almost £1180 a month. This place is well connected to the centre, and Oxford Circus is a few steps away. The world-ranked university of Oxford is very near. There is everything you need, including Westfield, a big shopping mall within two stops.

3. Sutton

Sutton is a principal town in southern greater London. Sutton’s average rent is roughly £1166 a month, and many excellent schools are available.

The city is a perfect place for young working parents to Live. Rail connections are available in this borough, and central London is 45 minutes away from Sutton. Crime rates in London are also low.

4. Croydon

Croydon is a well-known city in south London. The average rent in Croydon is nearly £1309, and London Victoria is just 15 mins away by train from East Croydon. It is a fast-growing place in terms of retail and technology, and Croydon has a reputation as an incubator of digital startups.

5. Bromley

Bromley is a southeasternmost London borough of 32 London Boroughs. The average rent in Bromley costs nearly £1271 a month, and it takes not over 15 minutes to reach Central London from Bromley.

This place has also ranked “London’s happiest place to Live.” You can find many offices to rent in Bromley, and there are excellent schools and a vast choice of independent shops.

6. Havering

Havering is in East London. The average rent in Havering is almost £1083 a month. Havering has a lower population than other parts of London, and people enjoy the nightlife and shopping. There are plenty of open green places that attract more travellers. Travel time between Central London and Havering is just 35 minutes.

City	Average rent monthly in £
Bexley	£1007
Acton	£1180
Sutton	£1166
Croydon	£1309
Bromley	£1271
Havering	£ 1083

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Most expensive places to live in London

London is expensive in terms of the cost of living, and the annual salary must be a minimum of £50k to live a comfortable life in London. Shared ownership facilities are available for properties.

The most expensive places to live in London are:

1. Knightsbridge
2. Ashburton Place
3. West Brompton
4. Bedford Gardens, Kensington
5. Eaton Square, Belgravia

1. Knightsbridge

Knightsbridge is an expensive city in Westminster, and many fashion stores, renowned banks, and departmental stores are found here. The average property price here is around £16 million—a luxurious private real estate business in Knightsbridge.

2. Ashburton Place

Ashburton in Mayfair is another place to live in London. This area is close to Green Park, and the average house worth is £12.6 million. There are beautiful grand properties with extensive gardens and lovely interiors.

3. West Brompton

West Brompton is a costly place in London and a great to live for young adults/couples, families, and professionals. It is a fast-growing place, and Chelsea football club is near to this place. The average property price here is around £1.5 million.

4. Bedford Gardens, Kensington

This area is next to Kensington Church street. The average property price here comes to around £7.4 million. Most of the beautiful restaurants, parks, and shops are nearby, and it’s a quiet living place.

5. Eaton Square, Belgravia

This place is within the Belgravia district. The average property price here comes to around £7 million. Beautiful markets, shops, and renowned restaurants are nearby to this place.

City	Average house price in £
Knightsbridge	£1.6 million
Ashburton Place	£1.2 million
West Brompton	£1.5 million
Bedford Gardens, Kensington	£5.4 million
Eaton Square, Belgravia	££55 million

Most beautiful places to Live in London

London is one of the most beautiful cities in the world. Many excellent residential areas attract more people to stay here, and lots of colourful houses and historical details are everywhere. 

Some of these places offer UK season tickets. People use this ticket to travel between two nominated rail stations on any day, with complete flexibility. London is a beautiful and happening city in the UK, and Durga puja is famous here.

Here we will see some favourite places to live in London.

1. Chelsea
2. East Finchley
3. Kensington
4. Belgravia
5. Fulham
6. Richmond

1. Chelsea

Chelsea is a luxurious location in South West London. You can see some of the most beautiful homes in London in Chelsea, and the architecture of those houses is eye-catching. In addition, there is a large variety of shopping centres, sleek bars, and luxurious restaurants.

2. East Finchley

East Finchley is in North London and has excellent schools, magnificent houses, efficient public transportation, and affordable homes. London Bridge is a 25-minute commute from this place. Local parks and ideal public areas are available for kids to play. The low crime rate is a safe place to live with family.

3. Kensington

Kensington is a very tip-top location in Central London and the most expensive place to live in London. There you see the beautiful architectural styles in this city, and local parks and greeneries are excellent for photography. You will find everything there, from Victorian townhouses to Georgian terrace buildings.

4. Belgravia

Belgravia is in Central London, a luxurious area, and high-rated schools, embassies, and popular organizations exist. Belgravia has a village-like atmosphere, and crime rates are low in this location.

5. Fulham

Fulham is in South West London, an excellent place for its wealth and peacefulness. Several parks and outdoor spaces are nearby. In addition, people enjoy the Riverside walks in Fulham.

6. Richmond

Richmond is in South West London and has all the largest Royal Parks in London. There are 2500 acres of grasslands and various landscapes in Richmond Park. Theatres, cinemas, parks, excellent schools, and shops are all bonuses. Richmond is a safe place to live on the Thames.

Cheap places to rent in the UK near me

Many people from all over the world wish to stay in the UK and come here to study business and do their job. There are many cheapest towns in the UK to live in. In this way, we can save some money from eye-watering house rent.

List of Cheap places to rent in the UK

1. Hull
2. Burnley
3. Hyndburn
4. North East Lincolnshire
5. Barnsley

1. Hull

People have mixed point of view about Hull; some says it is one of the best places to live, and others have different opinions. People prefer to move here because of its average rent of around £395pcm and beautiful streets.

2. Burnley

Burnley provides a high quality of life with affordable living costs. The average rent is around £400pcm.

3. Hyndburn

Burnley provides a high quality of life with affordable living costs. The average rent is around £400 PCM.

4. North East Lincolnshire

People like to move to this place because of the low rent. The average house rent is around £425pcm. The employment rate is average compared to surrounding areas, and yearly wage increases with an average ratio. East Lincolnshire is one of the cheapest places to live in the UK.

5. Barnsley

This place is attractive for the low rent. The average house rent costs around £427pcm. A little further into the area offers a lot to the visitors. The beautiful countryside and excellent transport make the town more appealing.

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City	Average rent PCM in ( £ )
Hull	£ 395
Burnley	£ 400
Hyndburn	£ 435
North East Lincolnshire	£ 425
Barnsley	£ 427

Best Place to Live in England for schools

Most of the best value schools occupy the North or Midlands of England. There you will find a couple of good places in England for schools. Most parents and family choose to stay here. Let’s look at a few of these places in both north and south of England.

South of England

• Epsom and Ewell are good places for schools in the South of England. 
• Gloucester is an excellent place for schools.

North of England

• Trafford is a renowned place for excellent schools in the North England zone.
• There are several beautiful schools at Harrogate in the North of England.
• Gateshead has many outstanding schools in the North England area.

4. Cheap Rural Areas to live in UK countryside

Sometimes we dream about escaping to the countryside to get a peaceful life. However, the UK also offers some beautiful places to travellers.

Here we found affordable countryside to live in.

1. Wyre, North West
2. East Ayrshire, Scotland
3. Copeland, North West
4. County Durham, North East

1. Wyre, North West

The average property price ranges up to £79,700. River Wyre in the North West of England is close to this place, and it’s the cheapest and best value rural place in the UK.

2. East Ayrshire, Scotland

This place is within the Scottish borders—the average property price costs around £82,900. However, East Ayrshire is a part of remote Scotland.

3. Copeland, North West

Copeland is a rural place in the Western Lake District area. There are plenty of sandy beaches and outstanding natural beauty with the highest mountains and lakes. A flat costs around £84,500, and it’s the most accessible place in the UK to save for a deposit.

4. County Durham, North East

This area is famous for holding the third oldest University in England. The average property price costs around £96,600, and Durham is the perfect place to live for young families.

City	Average property price ranges in ( £ )
Wyre, North West	£ 79,700
East Ayrshire, Scotland	£ 82,900
Copeland, North West	£ 84,500
County Durham, North East	£ 96,600

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Cheap Places to Live in the UK by the sea

Seaside towns in the UK see more gatherings during summer. It’s because there are multiple coastal affordable towns available to stay in. As a result, people will get similar content in these seaside towns.

Look at cheap seaside towns in the UK.

1. Blackpool
2. Cleethorpes
3. Leven
4. Whitehaven
5. Bridlington

1.   Blackpool

Blackpool in Lancashire is the most affordable seaside town in the United Kingdom. Many tourists visit this place every year, and Blackpool Zoo, Pleasure Beach, Blackpool Tower, etc., are the major attractions for visitors.

2. Cleethorpes

Cleethorpes in Lincolnshire offers cheap seaside properties in the UK. This place has beautiful natural scenery.

3. Leven

Leven, Fife is a vibrant town in Scotland. It’s an excellent place for Golf and is known for various Indoors and Outdoors activities. In addition, Fife has a lovely scenic beauty of greenery.

4. Whitehaven

Whitehaven in Cumbria is an affordable seaside place to stay. The major attractions are ‘The Beacon Museum’ and ‘Historic Harbour’.

5. Bridlington

Bridlington is a cheap family-based seaside town in North Yorkshire. It’s a nice place with multiple fun activities for kids, and people love to take different walk challenges in this area.

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Safest and Cheapest Places to live in UK

So which UK place do you like the most, tell me in the comment.