24 Safest and Cheapest Places to Live in the UK 2025

Are you searching for affordable living options in the UK without compromising quality of life? With the cost of living rising, finding cheap places to live in the UK has become a priority for many. Did you know that areas like Durham and Lincolnshire offer some of the most budget-friendly living conditions in the country?

This blog post will guide you through the best cheap places to live in the UK, considering factors like affordability, amenities, and community spirit. We’ll explore various towns and cities that provide excellent value for money, helping you make an informed decision.

Whether you’re a student, a young professional, or a family looking to relocate, there’s a perfect spot for you. Ready to discover your ideal, budget-friendly UK home? Let’s dive in!

The UK is a witness to ancient history. Many castles, historic houses, parks, and gardens attract tourists.

Public transport is the best and most affordable way to travel around. London is a famous historical city in the UK, and the valuation agency’s head office is here. The United Kingdom has many regionally diverse accents.

What is the PE Ratio?

The PE Ratio, or Price-to-Earnings ratio, is defined by dividing the property price by the buyer’s actual income. This helps derive the actual scenario of a city’s real estate market. This ratio helps buyers see how much they can spend to buy a property in any city in the United Kingdom. 

A lower ratio means the properties are affordable compared to a person’s income. This helps to determine which cities are cheap to buy a house and settle down. Here, the PE ratio for real estate is calculated using the median property price and median income in a city.

Explore affordable cities in the UK with a low cost of living, such as Durham, Hull, and Belfast. Consider areas in Northern England and Wales for budget-friendly options and the cheapest rent.

1. Durham City

Durham is the county town and home to the headquarters of Durham County Council. It’s also called the Cathedral City for the famous Durham Cathedral. Together with Durham Castle, the Cathedral is a UNESCO World Heritage site and one of England’s most popular historical towns. 

The River Wear surrounds the city. It’s home to the famous Durham University and the Oriental Museum. The streets here have many award-winning restaurants, bars, cafes, art exhibits, Luxury brand shops, and murals. Locals here enjoy every season with different festivals and events. 

Climate: Durham’s winter months are December and February. The average daytime temperature ranges from 6°C to 7°C and increases to 19°C in July. The average summer temperature stays around 15°C.

• Location: North East England, South of Newcastle. 
• PE Ratio: 4
• Cost Of Living (For a family of 4): £2,610.4 without rent. 
• Average Income:  £26K PA
• Average House Price: £ 155 K.
• Average Rent:  £650- £360 per month.
• Local Attractions: Durham Castle, Cathedral, Oriental Museum, Durham Cathedral, Seaham Food Festival in Durham.

2. Belfast

Belfast is the capital of Northern Ireland. It has a rich history of many centuries of Roman, Viking, and English invasions and civilisations. The linen industry has increased the importance of this port city. In recent years, it has been a hub of popular art and cultural evolution in the UK. 

Many art galleries, international luxury shopping centres, famous universities, educational institutions, and retail and service centres exist here. The walls are dedicated to beautiful murals depicting the city’s history and socio-political aspects. It’s well-connected with England and Scotland via ferry and airports. Settling here is a good choice for families. 

Climate: The environment feels mild, and February is the coldest month. The average temperature stays around 3°C and increases to 17°C in July. The average summer temperature stays between 10°C to 12°C. Most rainfall occurs in October.

• Location: Northern Ireland.
• PE Ratio: 5.1
• Cost of Living (For a family of 4):  £2,481 monthly without rent. 
• Average Income: £27K PA
• Average House Price: £173,898. 
• Average Rent: £9912 yearly.  
• Local Attractions: Titanic Belfast, Belfast City Hall, Belfast Castle, Ulster Museum.

3. Leicester

Leicester is a unitary authority of the County of Leicestershire. The city is connected to London via the Grand Union Canal. London, Birmingham, Derby, Peterborough, and Nottingham are also nearby.

There is clear evidence of Roman establishments scattered around here. Leicester’s diverse population combines Asian and African culture with modern English culture, making it a perfect place for immigrants to settle down. 

Leicestershire coal mines are close to the city. It’s one of the oldest settlements of England’s hosiery and knitwear industries. The streets here are filled with independent and diverse retail shops, cafes, and restaurants. People here enjoy their leisure time through different activities, too. 

Climate: Summer is refreshing and partly cloudy. It’s short compared to winter, which is cold and foggy. Throughout the year, the temperature varies from 1.6°C to 21°C. It rarely goes below -3.3°C or above 26.7°C.

• Location: It’s in the East Midlands region of England beside the river Soar. 
• PE Ratio: 8
• Cost Of Living (For a family of 4):  £2.401 monthly without rent
• Average Income: £26K PA
• Average House Price: £283,105. 
• Average Rent: £730 to £535 monthly. 
• Local Attractions: National Space Centre, Bradgate Park, Abbey Park, Leicester Cathedral

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4. Stirling

Stirling is an important city in Scotland. It’s the hub of railroad connectivity to the country’s agricultural parts. The city’s rich heritage and the famous Stirling Castle have attracted many tourists for decades.

The current city is established on the plains south of the castle. The old town and castle can still be seen in the highlands. The city is situated on the banks of the River Forth. 

Stirling is the council area in the historic county of Stirlingshire. It’s home to different service industries, restaurants, cafes, luxury retail shops, and modern software industries. Most of the buildings here are beautiful historic mansions. Living here is like reliving the rich culture of the city. 

Climate: Summer is fantastic in Stirling, and winter is long with cloudy weather. The average winter temperature stays around 2°C, and the climate becomes warm in May. The average summer temperature lies between 10°C to 15°C. November is the month of rain in Stirling.

• Location: South Central Scotland.
• PE Ratio: 2.73
• Cost of Living (For a family of 4): £1,125 monthly without rent. 
• Average Income: £26K PA. 
• Average House Price: £222687 
• Average Rent: £5000 to  £15600 yearly. 
• Local Attractions: Stirling Castle, Holy Rude, Stirling Old Town Jail, The National Wallace Monument, St Columba’s Church, Stirling

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5. Lancaster

Lancaster is a historical city and the administrative centre of the famous county of Lancashire. It is built on the tidal mouth of the River Lune, 7 miles from the Irish Sea. Lancaster is the largest livestock marketplace in North West England. It connects southern Lancashire and Carlisle via railway, Birmingham, and Scotland via motorway. 

Evidence of Roman establishments and medieval England depicts the city’s rich history. Many retail and manufacturing industries are settled in Lancaster, including furniture, Linoleum, synthetic fibre retail businesses, and more. The head office of Reebok is in Lancaster.

High employment rates and professional growth prospects for individuals have long contributed to the city’s urbanisation. The streets are flooded with luxury brand shops, so settling in Lancaster is a good choice. 

Climate: Winter starts in Lancaster in December and lasts until February. The average temperature hovers between 2°C and 3°C, and the weather becomes warm in March. The average summer temperature stays between 5°C and 15°C and can rise to 19°C in July. 

• Location: Northwest England
• PE Ratio: 5.8
• Cost of Living (For a family of 4): £1,453 monthly without rent. 
• Average Income:  £24K PA
• Average House Price: £ 248 K. 
• Average Rent: £567 to £440 monthly. 
• Local Attractions: Lancaster Castle, Williamson Park, Lancaster Canal, Ashton Memorial

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6. Cardiff

Cardiff is a city and county within the Welsh unitary authority system of local government. It is the capital of Wales and is situated within the historic county of Glamorgan beside the Bristol Channel and on the mouth of the River Taff. 

The iron and coal mines near Merthyr Tydfil have made Cardiff famous. The place’s rich history is evident from the old Roman and medieval settlements. It’s an important commercial, cultural and administrative centre of England.

Industries like food processing and engineering have flourished here. Cardiff is a hub for educational institutions in Commerce, Law enforcement, film direction, and media studies. Many famous retail brands have shops on the streets.

Climate: Cardiff’s temperature has been falling since November. The average winter temperature is between 4°C and 7°C. The outside environment becomes warm in April, and the average summer temperature hovers between 9°C and 16°C. August is the warmest month in Cardiff.

• Location: Capital of Wales.
• PE Ratio: 7.8
• Cost of Living (For a family of 4): £2,431 monthly without rent. 
• Average Income: £27K PA.
• Average House Price: £241K 
• Average Rent: £663 to £504 monthly. 
• Local Attractions: Cardiff Castle, Caerphilly Castle, Principality Stadium, Castell Coch, Newman Hall Cardiff

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7. Newcastle

Newcastle is a metropolitan borough within the metropolitan county of Tyne and Wear and the historic county of Northumberland. The city is situated on the north bank of the River Tyne, 8 miles from the North Sea. Many Roman and medieval British settlements are near the city and the famous Tyne Bridge. This is one of the most popular historic cities in England. 

The municipal, retail, and commercial centres are located in the old town between the Town Moor and the Tyne. The popular suburbs around Newcastle are Gosforth, Jesmond, Walker, Heaton, Kenton, and Denton. The famous Tyne Bridge is part of the extensive roadmap around the city, connecting it with Gateshead.

The six major roads and rail bridges are part of the important British Road Link. Newcastle is connected to London and Edinburgh via railway. The famous Electrical Swing Bridge is spectacular here. 

Newcastle is an important educational hub, with many popular universities and colleges. This makes it a pretty important city for many students to settle in. 

Climate:  A little cold from June to August and pleasant weather all year. The average winter temperature hovers around 12°C to 13°C, and the weather becomes warm in September. The average summer temperature stays between 19°C to 23°C. 

• Location: On the River Tyne in Northeast England.
• PE Ratio: 5.7
• Cost of Living (For a family of 4):  £2,524 monthly without rent. 
• Average Income:   £27K PA.
• Average House Price:  £207k 
• Average Rent: £650 to £474 monthly.
• Local Attractions: Angel of the North, Gateshead Millennium Bridge, Beamish, the Living Museum of the North, Baltic Centre for Contemporary Art

8. Coventry

Coventry is a metropolitan borough situated in the historic county of Warwickshire. The city’s history dates back to the Saxon era of England. Coventry is important for various manufacturing businesses.

Many engineering, motor-vehicle, and machine tool manufacturing companies have their industries and head offices here. This attracts many people to Coventry for jobs, and because of this, the real estate business is booming. 

 The property price-to-salary ratio here is relatively low, making it one of the best places to settle in the UK. The presence of famous educational institutes makes this place an excellent choice for students to visit.

The city is a perfect combination of heritage and modernisation. The streets are full of luxury brand retail centres and restaurants where you can hang out on weekends. 

Climate: Winter starts in December and lasts till February, with temperatures around 3°C to 4°C. Summer begins in May. The average temperature lies between 10°C to 16°C, and July is the warmest month.  

• Location: Central England
• PE Ratio: 6.3 
• Cost of Living (For a family of 4): £2,291 monthly without rent. 
• Average Income:  £30K PA. 
• Average House Price: £310K
• Average Rent: £655 to £530 monthly.
• Local Attractions: Coventry Cathedral, Herbert Art Gallery & Museum, War Memorial Park, National Trust- Baddesley Clinton, Coventry Transport Museum

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9. Warwick

Warwick is the governmental centre of the historic county of Warwickshire. The city is popular for the famous Warwick Castle, a major tourist attraction in the Midlands region with unique medieval constructions and many paintings. 

Warwick is situated on the banks of the River Avon and near the Cotswolds. It’s a famous market town. The streets are flooded with many shops and retail centres of luxury brands. Popular manufacturing industries include light industries. The city is considered one of the best places to settle down and raise a family. 

Climate: The weather is warm. Summer lasts in Warwick from May to October, and the average temperature stays between 11°C to 16°C. Winter starts in December, and the average temperature stays between 3°C and 4°C.

• Location: West Midlands region of England.
• PE Ratio: 7.2
• Cost of Living (For a family of 4): £2,148 monthly without rent.
• Average Income: £30K PA. 
• Average House Price: £274K
• Average Rent: £767 to £658 monthly.
• Local Attractions: Warwick Castle, St. John’s House, Jephson Gardens, St. Mary’s Church

10. Lincoln

Lincoln is the administrative city of the notable county of Lincolnshire. The city has a great view of the River Witham cutting through the limestone cliff of the Lincoln Edge. Lincolnshire is an agricultural district.

This makes Lincoln the market city of the county. The popular businesses here are related to cultivation, like food processing. Heavy machinery industries are also situated in Lincoln. 

The city is well-connected with other major cities via the railway and motorways. It’s a historic city with many Roman and medieval establishments. Almost all the houses are historic. Many relics and establishments of ancient times can be found throughout the city, built around the famous Lincolnshire castle. 

Climate: The weather is warm in Lincoln. Summer lasts from May to October; temperatures vary between 11°C and 17°C. Winter lasts between November and February, and the average winter temperature is 1°C to 4°C.

• Location: English East Midlands.
• PE Ratio: 7.3
• Cost Of Living (For a family of 4): £2,800 monthly without rent. 
• Average Income: £25K PA
• Average House Price: £259K
• Average Rent: £616 to £471 monthly.
• Local Attractions: Lincoln Cathedral, Lincoln Castle, Museum of Lincolnshire Life, Lincoln Medieval Bishops’ Palace

11. Nottingham

Nottingham is a unitary city in the historical and geographical county of Nottinghamshire, beside the River Trent. The old establishment is on the sandstone hill beside the River. The city has a long history, starting from the Anglo-Saxon invasion. It has a strong connection with the famous fictional character Robin Hood. 

The East Midlands coal mines support the city’s diverse economic prosperity. Hosiery and lace industries have flourished here, as have tobacco, pharmaceutical, and bicycle-designing industries.

The public service sector is booming here, which attracts many job seekers. The real estate market is thriving in Nottingham, and there is high demand. 

Climate: The weather is good here. Summer starts in May and lasts until October; the average temperature stays between 12°C to 17 °C. The climate becomes cool in November, with an average temperature between 2°C and 4°C.

• Location: Central England’s Midland region.
• PE Ratio: 6.5
• Cost of Living (For a family of 4): £2,693 monthly without rent.
• Average Income: £ 27 K.
• Average House Price: £ 245 K.
• Average Rent: £610 to £472 monthly 
• Local Attractions: Nottingham Castle, National Justice Museum, City of Caves, Nottingham National History Museum

12. Liverpool

Liverpool is one of the most popular port cities in the metropolitan county of Merseyside and the historic county of Lancashire. The city has an unusual crescent moon-shaped Mersey cliff along the north shore of the Irish Sea. It is popular for its connection with the famous band The Beatles. 

This historical city significantly contributed to England’s transportation, communication, distribution, and shipping industries. The average house price is quite reasonable compared to the average salary here. It’s also home to the famous football club, the Liverpool Football Club. Tourism and the entertainment industry are quite popular here. 

Climate: The weather inside the town is pleasant. Winter lasts from January to February in Liverpool, and the average temperature remains around 3°C. Summer starts in May, and the average temperature stays between 11°C and 16°C.

• Location: Northwest of England.
• PE Ratio: 4.9 
• Cost of Living (For a family of 4): £2,622 monthly without rent. 
• Average Income: £26K
• Average House Price: £201K
• Average Rent: £655 to £490 monthly.
• Local Attractions: Royal Albert Dock Liverpool, The Beatles Story, Liverpool Cathedral, Tate Liverpool

13. Manchester

Manchester is the largest metropolitan area in northern England. It’s also the second-largest city in England. It’s situated in the metropolitan County of Greater Manchester. It’s the centre of the country’s textile and cotton manufacturing industry.

The famous historic Industrial Revolution took place here. The presence of textile manufacturing and other industries regularly creates many job opportunities in Manchester, helping many to settle down here.

People here are passionate about Football. It’s home to the famous international football clubs Manchester United and Manchester City.

Climate: In Liverpool, winter lasts between December and March. The average winter temperature is 1°C to 3°C, and summer starts in May and ends in September. The average summer temperature in Manchester is 9°C to 21°C.

• Location: Northwest of England.
• PE Ratio: 7.9
• Cost of Living (For a family of 4): £2,645 monthly without rent.
• Average Income: £29K PA. 
• Average House Price: £250K
• Average Rent: £830 to £548 monthly
• Local Attractions: Old Trafford, The Lowry, The Whitworth, Manchester Museum

14. Birmingham

Birmingham is a metropolitan borough in the West Midlands metropolitan county. It’s the 2nd largest city in the United Kingdom. The city has a rich history. It is a famous cultural and recreational centre for many. 

 Birmingham has many heavy-to-light metal industries besides motorbike and bicycle manufacturers. The city is well-connected to other important cities in England. Jobs are created regularly here, and many people settle in the city for this reason. 

Climate: The outside environment is mild and pleasant. Birmingham’s winter lasts from November to March, and the average temperature is between 0°C to 3°C. Summer starts in April and lasts until October; the average temperature is 7°C to 17°C.

• Location: West Midlands region of England.
• PE Ratio: 7 
• Cost of Living (For a family of 4): £ 2,384 monthly without rent. 
• Average Income: £29K PA. 
• Average House Price: £284K
• Average Rent:  £766 to £580 monthly.
• Local Attractions: Cadbury World, Birmingham Museum & Art Gallery, Black Country Living Museum, High Street, Birmingham Botanical Gardens

15. Norwich

Norwich is the administrative city of the historic county of Norfolk. It’s situated northeast of London along the convergence of the River Wensum and the River Yare. The Reepham Food Festival in Norfolk is a unique attraction here.

This historic city has many industries to support its commercial prosperity, like the footwear wholesale market, printing, food processing, engineering, and tourism businesses.

It’s also an important livestock and agricultural market. Many shopping centres with luxury retail brands and football stadiums are here. Locals enjoy their holidays playing football and other games. 

Climate: Winter starts in December and lasts until March; the average temperature stays between 0°C to 3°C. Summer starts in April, and the average temperature lies between 6°C to 18°C.

• Location: Norfolk County in England.
• PE Ratio: 7.2
• Cost of Living (For a family of 4): £2,520 monthly without rent. 
• Average Income:  £26K PA
• Average House Price: £309K
• Average Rent:  £598 to £500 monthly. 
• Local Attractions: Norwich Cathedral, Felbrigg Hall, Norwich Castle Museum & Art Gallery, Sainsbury Centre for Visual Arts

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16. Derry or Londonderry

Londonderry, or Derry City, is in the Derry and Strabane district in Northern Ireland. It’s one of the most populated cities in Ireland. The city is famous for fishing and natural beauty.

Agriculture, poultry and cattle farming,  and fishing are prevalent here. This historic city has much evidence of medieval establishments and is a safe place to settle down with family. 

Climate: Derry has a cool, oceanic climate. Winter prevails from December to February. January is the coldest month, with the lowest average temperature being 6°C. June to August are the summer months with frequent rains. The average temperature remains around 11°C to 18°C. July is the warmest month.

• Location: Northern Ireland
• PE Ratio: 5.1
• Cost of Living (For a family of 4): £1,706 monthly without rent. 
• Average Income: £33K PA
• Average House Price:  £16,800 
• Average Rent: £464 to £405 monthly.
• Local Attractions: City Walls, Museum of Free Derry, Peace Bridge, Guildhall

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17. Hull

Hull, or Kingston upon Hull, is a beautiful port city on the north side of the confluence of the River Hull and the Humber Estuary. It’s a Unitary Authority Area. With beautiful museums, independent shops, and eateries, a lot is happening in Hull. It’s also well connected with the rest of the country via the A1 (M) and M62 motorways. 

This is a perfect city to buy period properties like Georgian townhomes and Victorian architecture within a reasonable budget. People here enjoy life in a relaxed way. The Cost Of Living (For a family of 4) in Hull is much lower than the national average, making it an affordable place to settle down.  

Climate: The summertime is short and soothing, with a partially cloudy sky. The wintertime is harsh and cold, with cloudy skies and windy weather. The temperature in Hull ranges from 2°C to 20°C. On rare occasions, it goes below -2°C or above 25°C.

• Location: County of East Riding Of Yorkshire. 
• PE Ratio: 4.8
• Cost of Living (For a family of 4): £25,175 yearly without rent. 
• Average Income:  £81,000 PA
• Average House Price: £187K  
• Average Rent: £421 to £622 monthly.
• Local Attractions: East Park, Ferens Art Gallery, Humber Bridge, Streetlife Museum, Hull Maritime Museum, Hull & East Riding Museum.

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18. Burnley

Burnley is a vibrant city in Lancashire, located at the confluence of the River Brun and the River Calder. It is the administrative centre of the Borough of Burnley.

The city is 21 miles north of Manchester and 20 miles east of Preston. This old textile town has an industrial heritage, a cultural background, lively people, and natural beauty. Many prominent primary and secondary schools are located here. Different museums and historical buildings support and showcase the city’s rich history.

 The lively market, diverse eateries, cafes, and different independent shops are perfect for leisure with family and friends. Nature lovers can enjoy the beauty of the Forest of Bowland. It’s ideal to settle down here with family. 

Climate: Summertime is remarkable, and the sky is partially cloudy. Winter in Burnley is freezing, and the weather is pretty windy. The sky stays cloudy during winter, and it rains a lot. Winter is more extended than summer here. The average temperature is 1.6°C to 19°C. In rare cases, it goes below -3°C or above 24°C.

• Location:  Borough of Burnley in Lancashire
• PE Ratio: 4.2
• Cost of Living (For a family of 4): £1821 monthly without rent. 
• Average Income: £28,595 PA
• Average House Price:  £124K
• Average Rent: £509 to £600 monthly.
• Local Attractions: Thompson Park, Towneley Hall, Turf Moor, The Singing Ringing Tree, Moorhouse’s Brewery, HAPPA, Etihad Stadium. 

19. Hyndburn

Hyndburn was given the status of a Borough in Lancashire in 1974. It’s the local government district based in Accrington and covers the outline of  Clayton-le-Moors, Great Harwood, Rishton, and Oswaldtwistle.

Hyndburn is a multicentric settlement between Blackburn and Burnley. The M65 Motorway and the East Lancashire Railway Line connect it with both cities. It’s named after the river Hyndburn. It is considered one of the safest and cheapest places to live in the UK. 

With a price-to-salary ratio of 4.5, the area is perfect for buying a lovely home for a family. Accrington and Rossendale Colleges are the most popular educational institutions in the area. Locals can enjoy many individual shops, cafes, restaurants, and parks. 

Climate: The summer is relaxed and comfortable, and the sky is partially cloudy. Winter in Hyndburn is quite harshly cold and windy. It is the longest season of the year here. The sky is mostly cloudy, and it rains a lot during this time. The average temperature in Hyndburn ranges between 1.6°C to 18.9°C. It rarely goes below -3°C or above 23.9°C. 

• Location: Borough in Lancashire
• PE Ratio: 4.5 
• Cost of Living (For a family of 4): £3444 monthly without rent. 
• Average Income: £30,264 PA
• Average House Price:  £126,109
• Average Rent: £544 per month.  
• Local Attractions: Oak Hill Park, Haworth Art Gallery, Rhyddings Park, Bullough Park, Accrington Viaduct, Mercer Park, Gatty Park, Memorial Park.

20. North East Lincolnshire

North East Lincolnshire is one of the cheapest places to live. It’s an integrated borough situated at the northeastern point of Lincolnshire, just opposite the East Riding of Yorkshire. North East Lincolnshire shares a border with North Lincolnshire, West Lindsey, and East Lindsey. 

People like to settle here because of the low house rents and property prices. This historic town has many mansions and houses built with Victorian and Georgian architecture. Locals can visit many shops, cafes, and eateries that sell luxury products.

Historic places like Lincoln Castle, Cathedral, and the National Trust are worth visiting. For people who love beaches, there are many beaches to visit, like Cleethorpes Beach and Fitties Beach. 

Climate: In North East Lincolnshire, summertime is relatively short and soothing. The sky stays partially covered with clouds, and it’s beautiful overall. On the other hand, the winter season is long and chilly. The cold wind blows, and the sky is very harsh. The average temperature here varies between 1.7°C and 21°C. It rarely goes under -2.8°C or over 26°C. 

• Location: Northeastern point of  Lincolnshire
• PE Ratio: 5 
• Cost of Living (For a family of 4): £33,628 yearly without rent.
• Average Income: £31,399 PA
• Average House Price: £226K 
• Average Rent:  £7,200 to £10,392 yearly 
• Local Attractions: Cleethorpes Boating Lake, Grimsby Fishing Heritage Centre, Weelsby Woods, Fitties Beach, Lincoln Cathedral and Castle.

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21. Barnsley

Barnsley is a perfect combination of industrial settlements and the beauty of the British countryside. This market town in South Yorkshire is the centre of the Metropolitan Borough of Barnsley, which surrounds it with cities like Sheffield, Manchester, Doncaster, Leeds, and Wakefield.

This former coal mining town upholds its rich heritage while advancing toward modernisation. It connects with larger cities through roads, train lines, and a small airport. With standard schools and colleges, it’s also an excellent place to raise children. Jobs in different fields are readily available here. 

This market town in South Yorkshire has a large and award-winning market. Many luxury brand shops, cafes, restaurants, and glass artwork markets also exist. The city is full of historical tourist spots and nature parks.

Climate: Barnsley’s summer is pleasant, with a partially cloudy sky. Winter is chilly and harsh, with a cold and windy climate and an overcast sky. Winter lasts longer than summer in Barnsley. The average temperature here varies between 1.7°C to 20.5°C. Temperatures below -2.8°C or above 25.6°C are rare incidents here. 

• Location: Metropolitan Borough of Barnsley
• PE Ratio: 5.3
• Cost of Living (For a family of 4):  £34,800 yearly without rent. 
• Average Income: £16,800 
• Average House Price: £198K 
• Average Rent: The yearly average house rent is  £5316 to £6500. 
• Local Attractions: Barnsley Antique Centre, Locke Park, The Cooper Gallery, The Lamproom Theatre, St. Mary’s Church, Elsecar Heritage Centre.

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22. Wyre, North West

Wyre is a borough and Local administrative district in the county of Lancashire. It borders the Irish Sea in the north and Blackpool in the West. It shares the total district border with the Fylde, Preston, Lancashire and Ribble Valley. River Wyre runs through the middle of it. 

 It’s named after the River Wyre, which divides the borough into two parts. Locals have to travel through Fylde. They can also use the ferry connecting Fleetwood and Knott End. The land was once covered with marshlands. It’s now cultivated. Fleetwood Beach is quite famous here. The moorlands of Pennies are the extended eastern border of the borough. 

Most locals live in Fleetwood, Thornton Cleveleys, and Poulton-Le-Fylde. The first one is a famous fishing port in western England. Chemicals, Plastics, and Leather are manufactured here.

The Fresh farm food and fresh weather of coastal regions make this borough one of the best places to settle down.  It’s the cheapest and best-value rural place in the UK.

Climate: The summertime is refreshing with a partially cloudy sky. The winter season is comparatively ruthless, with ear-piercing cold and wet conditions. The sky is cloudy, and it is raining heavily. It’s always breezy all year round in Wyre. The average temperature ranges from 2.2°C to 18.9°C. It rarely varies below -2.8°C or above 23.3°C. 

• Location: County of Lancashire
• PE Ratio: 6.2 
• Cost Of Living (For a family of 4):  £29956.8 yearly without rent.
•  Average Income: £25608 PA 
• Average House Price: £234K
• Average Rent: The average yearly house rent is  £5250 to  £10,300
• Local Attractions: The Flower Bowl Entertainment Centre, Fleetwood Beach, Wyresdale Park, Rossall Point Watch Tower, Fleetwood Museum, Memorial Park.

23. East Ayrshire, Scotland

East Ayrshire is part of the historical county of Ayrshire in Scotland. It shares borders with Dumfries and Galloway, East Renfrewshire, North Ayrshire, South Ayrshire and South Lanarkshire. Together with North and South Ayrshire, this council area forms the historic Ayrshire of Scotland.

The place is covered with lush lowlands in the north and forest areas in the west. The moorlands have extended to Blackcraig Hill in the east and south. Dairy, cattle, and sheep farming are the most popular activities in hilly regions here. 

Kilmarnock is the most famous town and administrative centre here. Cities like Galston and Darvel are famous for lace making. Locals living here enjoy clean, natural air and a fresh environment. There are many historical spots to visit besides the natural beauty of parks in East Ayrshire. 

Climate: Summers in East Ayrshire are pleasant and refreshingly cool. However, winters are cold and harsh and last longer than summers. This place has a cloudy sky and windy conditions throughout the year. The temperature varies from 2.2°C to 18.33°C year-round. It rarely goes below -3.8°C or above 22°C. 

• Location: County of Ayrshire in Scotland
• PE Ratio: 4.39
• Cost Of Living (For a family of 4): £16.620 yearly without rent. 
• Average Income: £28,605 PA
• Average House Price: £125,528
• Average Rent: The average yearly rent here is £5400 to £18,600
• Local Attractions: Dean Castle Country Park, Burns House Museum, Jungle Madness Soft Play, Spirit Of Scotland Monument. 

24. Copeland, North West

Copeland is a very important borough in the County of Cumbria. It’s the local government district of western Cumbria with Borough status, and it’s in the northwestern region of England. 

The place has been bestowed with immense natural beauty. Scafell Pike is the tallest mountain in England. Besides beautiful mountains, Copeland has many lakes. A slim coastline adds to its beauty. Clear evidence of Roman and Viking civilisations can be found here and there. 

Besides the nearby coal and iron ore mining, chemical factories and the silk industry are booming here. Whitehaven is one of the most popular places in Copeland for tourism, fishing and activities.

The first nuclear power station is in Calder Hall, close to Copeland. It’s one of England’s best and safest places to settle for families, as the average salary is relatively high compared to other expenses. There are many beautiful parks and trek routes here for nature lovers. 

Climate: Summertime in Copeland is hot. It rains during this time. So it’s muddy, and everything is wet. On the other hand, the wintertime is harsh, cold, and windy. The winter season is comparatively smaller than the summer season in Copeland. Here, the average temperature stays between -2.2°C to 33.9°C. On rare occasions, it goes below -10.5°C or above 37.8°C.

• Location: County of Cumbria
• PE Ratio: 3.6
• Cost Of Living (For a family of 4): £12,761.4 yearly without rent. 
• Average Income: £44.4K PA
• Average House Price: £224K 
• Average Rent: The average house rent is  £6K to £20,400. 
• Local Attractions: Manchester Castle, Ennerdale Water, Sca Fell, Hardknott Roman Castle & Thermae, Red Pike, Yewbarrow, Lingmell.

Read Cheltenham Balloon Festival

Tips for the cheapest way to live in the UK

• Live in a shared house. Shared houses are available in most cities and towns, and it’s also a great way to meet new people.
• Cook at home. Eating out can be expensive, so it’s a good idea to cook as much as possible at home. There are plenty of cheap and easy recipes available online or in cookbooks.
• Use public transport. Public transport is often cheaper than owning a car, and many discounts are available for low-income students and people.
• Get a part-time job. A part-time job can help you earn extra money. 
• Shop around for deals. There are often deals and discounts available on everything from food to clothes. It’s worth taking the time to shop around and compare prices before purchasing.
• Get a council tax discount. You may be eligible for a council tax if you live in a council house or flat. This is a government scheme that helps people on low incomes to pay their council tax.
• Claim benefits. If you are unemployed or on a low income, try to find government benefits programs.

Conclusion

The United Kingdom offers many of the Safest and Cheapest Places to call home. Consider the places mentioned above for those looking for an area with low crime rates, low cost of living, and affordable housing. Those willing to live further from London can find great deals on housing and a peaceful daily life.